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that's right for you!
Health insurance companies price their Medigap policies by setting their own monthly premiums. Knowing how a Medigap insurance company prices its supplemental health insurance policies for seniors is important for understanding how much your Medigap plan will cost now and in the future. You can now compare plans, policies, costs, and prices in all 50 states by requesting free quotes with no obligation. Simply enter your zip code above to begin.
Medigap policies are priced or "rated" in three different ways: Issue-age rated, community rated (or "no-age rated"), and attained-age rated.
It's important to do your research before you buy a Medigap policy, so you understand just what a policy is offering in comparison to other policies. You should also consider the type of pricing (numbers 1, 2, or 3 above) a company uses to determine its health insurance premiums.
Other factors that can influence the pricing of your Medigap supplemental health insurance policy include:
If your insurer requires "high-deductible" coverage for Medigap Plans F and J. In this case, you must pay for the first $1,900 (2008 figure) of medical costs normally covered by Medigap before your Medigap coverage kicks in. A separate deductible also applies for foreign travel emergency ($250 in 2008).