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Browse by First Letter: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Misrepresentation.

The use of oral or written statements that do not truly reflect the facts either by an insured on an application for insurance or by an insurer concerning the terms or benefits of an insurance policy. These situations usually involve is- sues— like reasonable reliance and bad faith refusal to pay, and can be grounds for nullification of the policy—or damages in excess of policy limits.

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