Health Insurance Online
Phone Icon
Call now to speak with a Licensed agent (866) 954-1892

Insurance Type:

Merritt Personal Lines Manual: Optional Coverage: Extended Care

EXTENDED CARE FACILITY COVERAGE

The benefits for expense due to confinement in an extended care facility are:

(1) up to the benefit amount per day which is shown on page ____

(2) for up to 30 days for any one accident or sickness

In order for benefits to be paid under this coverage, the confinement:

(1) must be for an injury or sickness

(2) must begin while this coverage is in force for the person confined

(3) must begin within 14 days after the person was confined in a hospital for 3 days or more

(4) must be for treatment of the same injury or sickness which required the hospital confinement

(5) must be authorized by and under the direction of a physician or surgeon.

This is an optional coverage that only applies to each insured for whom it is shown in the policy schedule. When purchased, benefits for confinement in an extended care facility are provided up to the amount shown in the schedule (such as $200 a day), for up to 30 days as the result of any one accident or sickness.

In order for coverage to apply, confinement in an extended care facility must occur because of injury or sickness, begin while coverage is in force for the insured person, begin within 14 days after a hospital confinement of three days or more for the same condition and be authorized by a physician or surgeon.

Google Plus One