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Insurance Type:

Medical Insurance: Open Enrollment Period: Mental Health/Chemical Dependency (MHCD)

A few employers still separate medical coverage from mental health coverage. This is becoming less and less frequent.

If your employer still offers mental health coverage separately, it is important for you to know who is administering this coverage, and what the coverage limitations are.

It is very typical to have a limit on how many times you can see a therapist during one year, or how many days of inpatient care your plan will allow.

Please note: most insurance plans consider suicide attempts as a medical emergency, and coverage for emergency care should be medical.

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