Government central planning pushes hospitals and doctors to digitize billing to increase efficiency and reduce costs. So why are costs now rising?

Doctor supply and demand issues are creating a counter-revolutionary way of thinking about your doctor. Should you find a good one and put him on retainer?

A new web site promises to make getting life insurance easy, 100% online, with no medical examination. We put 1clickcoverage.com to the test.

What in the world is a Health Care Exchange? We clear out the existential clutter and describe what you the consumer will physically see and how it will actually work.

Before the Affordable Care Act, insurers didn’t allow young adults to stay on their parent’s policy into their mid-twenties and they didn’t offer unlimited lifetime caps. Now some favor both. What happened?

It turns out individual health insurance costs much less than employer plans for most of the people in most of the states. We explore a surprising new study that challenges widely held assumptions.

There’s been a lot of excitable talk in the media about the future of Medicare and related health coverage programs. We separate the truth from the noise.

People are worried about employers cutting off existing health insurance coverage. Here are some reasons not to be too worried…and steps to take if a cut-off actually does happen.

The health insurance market follows a cycle of expansion and contraction, like any other. The challenge for smart consumers: understand where the market is in its cycle when you’re buying coverage.

What do pre-existing conditions, adverse selection and statistical complexities have to do with health care premiums and coverage? They all drive up costs—and can be reined in by smart consumers.