SummaCare of Ohio PPO Plan 600M Plan Information

Plan Overview
Calendar Year Deductible: $600/$1,200
Calendar Year Out of Pocket Maximum: $3,000/$6,000
Coinsurance: 80%
Lifetime Benefit Maximum: $2,500,000


Inpatient Hospital Services
Inpatient Care: 80%
Surgery & Anesthesia: 80%
Physician Services: 80%
Medically Necessary Supplies & Services: 80%
Rehabilitative Services: 80%
X-ray, Laboratory and other Diagnostic Services: 80%


Outpatient Services
Outpatient Surgery: 80%


Maternity Services
Office Visits: $20 copay for intial visit
Hospital Services: (48 hours for vaginal delivery; 96 hours for Cesarean) (If discharged early, home care is covered for up to 72 hours after discharge)(270-day benefit waiting period) : 80%
Prenatal-Postpartum Care: 80%


Mental Health and Substance Abuse/Alcohol Abuse
Biologically Based Mental Health
Inpatient: 80%
Outpatient: $20 copay per visit
Non-Biologically Based Mental Health/Substance Abuse/Alcohol Abuse( includes $550 per calendar year of Alcohol Abuse)
Inpatient (21 days per calendar year): 80%
Outpatient (20 visits per calendar year): 50%


Emergency Rooom/Urgent Care Services
Emergency Care: 80% after $100 copay (copay waived if admitted)
Urgent Care: 100% after $35 copay


Medical Services
Primary Care Office Visits: $20 copay per visit
Gynecological Visits: $20 copay per visit
Specialist Office Visits: $20 copay per visit
Annual Physical Exam: $20 copay per visit
Preventive Care: $20 copay per visit
X-ray, Laboratory: 80%
Mammograms: 80% -NOT subject to deductible
Infertility Diagnosis: 50%
Allergy Tests & Treatment: $20 copay per visit (injections only-no copay)


Other Services
Vision Exam: $20 copay per 24 month visit
Skilled Nursing Facility: 80%
Home Health Care: 80%
Ambulance Services : $75 copay (waived if admitted)
Hospice Services: 80%
Durable Medical Equipment: 80%
Chiropractic Services: 70%
Prescription Drugs: Copays- $15/$30/$60 or 50% up to a max of $200, whichever is greater

Other SummaCare of Ohio health insurance plans:

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