Humana One of Texas Portrait Plan Information
Basic Coverage Options
Deductibles
HumanaOne Portrait personal health plan offers benefits like those you\'d expect from big companies. There\'s a low $1,000 or $2,500 annual deductible for in-network single coverage, and a $2,000 or $5,000 deductible for in-network family coverage.
Coinsurance
Once you\'ve met your annual deductible, HumanaOne Portrait shares the cost of medical care with you. This plan pays 80 percent for most covered in-network medical services and you pay just 20 percent.
Office Visit Copayment
Every in-network office visit for covered illness and injury is paid at 100 percent after your copayment.
Prescription coverage
Copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Coverage
Keep your smile looking healthy with access to more than 80,000 dentist locations:
-Coverage for preventive care, basic and major services
-Teeth whitening
-Discounts on orthodontia services
Lifetime maximum
Extend your coverage and get the added protection you need with the $8 million lifetime maximum option.
Zero deductible presctiption benefit
Your pharmacy benefits will begin immediately when you choose our zero dollar deductible pharmacy option.
Life insurance coverage options
You can conveniently apply for a separate term life insurance policy from $25,000 to beyond $1 million at the same time you apply for your HumanaOne Portrait health plan.
A term life rider for $20,000 is also available for your HumanaOne Portrait health plan.
-Learn more about our life Insurance coverage options.
Supplemental accident benefits
What if you had a minor accident that doesn\'t cost a lot? It\'s still a long way to go before meeting your deductible. With this benefit you\'re covered right away--up to $500 per incident.
Maternity benefit
Coverage is available for pregnancy and routine newborn well-baby services. A waiting period applies.
Optional benefits available at an additional cost.
Other Humana One of Texas health insurance plans:
