Humana One of Texas Monogram Plan Information
Basic Coverage Options
Deductibles
HumanaOne monogram personal health plan lets you select a single annual in-network deductible of $7,500 or a family in-network deductible of $15,000.
Coinsurance
When you reach your annual deductible, HumanaOne monogram pays 100 percent of most covered in-network medical costs after that.
Prescription coverage
Includes a prescription drug benefit with copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Coverage
Keep your smile looking healthy with access to more than 80,000 dentist locations:
-Coverage for preventive care, basic and major services
-Teeth whitening
-Discounts on orthodontia services
Lifetime Maximum Benefit
The added protection of a $5 million lifetime maximum is available.
Life Insurance Coverage Options
You can conveniently apply for a separate term life insurance policy from $25,000 to beyond $1 million at the same time you apply for your HumanaOne Portrait health plan. A term life rider for $20,000 is also available for your HumanaOne monogram health plan.
-Learn more about our Life Insurance coverage options.
Supplemental Accidental Benefits
What if you had a minor accident that doesn\'t cost a lot? It\'s still a long way to go before meeting your deductible. With this benefit you\'re covered right away�up to $500 per incident.
Optional benefits available at an additional cost.
Other Humana One of Texas health insurance plans:
