Humana One of Texas Autograph Plan Information
Basic Coverage Options
Deductibles
HumanaOne Autograph personal health plan lets you customize your deductible for the right balance of cost and coverage. Single in-network deductibles range from $1,500 to $6,000, and family in-network deductibles from $3,000 to $12,000.
Coinsurance
Once you have met the annual deductible of your choice, your HumanaOne Autograph plan will pay 70, 80 or 100 percent of most covered in-network medical costs based on the plan you choose.
Office Visit Copayment
With certain HumanaOne Autograph plans, up to six covered in-network office visits for illness or injury are paid at 100% after a copayment.
Prescription Coverage
Certain HumanaOne Autograph plans offer a prescription drug benefit that covers eligible costs after a $1,000 deductible is met. Other HumanaOne Autograph plans either have no prescription drug benefit or will apply your prescription costs to your medical deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Coverage
Keep your smile looking healthy with access to more than 80,000 dentist locations:
-Coverage for preventive care, basic and major services
-Teeth whitening
-Discounts on orthodontia services
Lifetime Maximum Benefit
The added protection of a $5 million or $8 million lifetime maximum is available depending on the plan you choose.
$500 Deductible Prescription Benefit
Your pharmacy benefits will begin sooner when you choose the plan with the separate $500 deductible pharmacy option.
Life Insurance Coverage Options
You can conveniently apply for a separate term life insurance policy from $25,000 to beyond $1 million at the same time you apply for your HumanaOne Portrait health plan. A term life rider for $20,000 is also available for your HumanaOne Autograph health plan.
-Learn more about our Life Insurance coverage options.
Supplemental Accidental Benefits
What if you had a minor accident that doesn�t cost a lot? It's still a long way to go before meeting your deductible. With this benefit you�re covered right away�up to $500 per incident.
Maternity Benefit
Certain HumanaOne Autograph plans offer coverage for pregnancy and routine newborn well-baby services. A waiting period applies.
Optional benefits available at an additional cost.
Other Humana One of Texas health insurance plans:
