Blue Cross of California Lumenos HIA Plus 3000/6000/100 Plan Information

Plan Type: HIA PLUS

Physician Choice: You choose specialist(s)

Annual Out-of-Pocket Maximum (includes deductible): $3,000 single, $6,000 family

Annual Deductible: $3,000 single, $6,000 family

Office Visits: After deductible 0% of negotiated fee.

Professional Services: After deductible 0% of negotiated fee.

Hospital Inpatient/Outpatient: After deductible 0% of negotiated fee.

Emergency Services: After deductible 0% of negotiated fee.

Maternity: After deductible 0% of negotiated fee.

Preventive Care - General: 0% of negotiated fee, deductible waived.

Drug Benefits: After deductible, 0% of negotiated fee.

Financial/Tax Incentive: Yes

Optometrist Benefit: Optometrists network has been created for BC Life so Insureds will have a participating provider network to choose from for medical services.

Preservice Review: Preservice review will be required for all inpatient hospital stays and certain diagnostic and radiological procedures.

Specialty Pharmacy Drug Benefit: After deductible, 0% of negotiated fee.

Other Blue Cross of California health insurance plans:

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