Aetna of Virginia Preventative and Hospital Care 3000 Plan Information

Preventative and Hospital Care 3000

Low premiums

Moderate annual deductible

High out-of-pocket expenses

Allows you to open a tax-advantaged HSA

The Aetna Advantage Preventative and Hospital Care 3000 Plan is designed to work in conjunction with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. Your premium payments will be low, but you'll pay more out of pocket than with most other plans before coverage kicks in.

Main features of the Preventative and Hospital Care 3000 Plan (in-network rates):

Premiums: Low

Annual deductible: $3,000 individual; $6,000 family

Out-of-pocket maximum: $5,000 individual; $10,000 family

Office visit copay: Not covered

Prescription drug copay: Not covered

Hospitalization: 20% after deductible

Skilled nursing: 20% after deductible

Physical/occupational, chiropractic care: Not covered Home health care: 20% after deductible

Durable medical equipment: Not covered

Like other Aetna Preventative and Hospital Care plans, the Preventative and Hospital Care 3000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.

Other Aetna of Virginia health insurance plans:

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