Aetna of Texas Managed Choice Open Access and PPO High Deductible 5000 Plan Information
MEMBER BENEFITS
Deductible (Individual Family):
In Network:$5,000/$10,000
Out-of-Network: $10,000/$20,000
Coinsurance (Member’s responsibility):
In Network:0% after deductible up to out-of-pocket max.
Out-of-Network:50% after deductible up to out-of-pocket max.
$0 once out-of-pocket max. is satisfied
Coinsurance Maximum (Individual Family):
In Network:$0/$0
Out-of-Network:$2,500/$5,000
Out-of-Pocket Maximum (Individual Family):
In Network:$5,000/$10,000
Out-of-Network:$12,500/$25,000
Lifetime Maximum per insured:
In Network: $5,000,000
Out-of-Network:$5,000,000
Non-Specialist Office Visit (Unlimited visits to General Physician, Family Practitioner, Pediatrician or Internist):
In Network:0% after deductible
Out-of-Network:30% after deductible
Specialist Visit (Unlimited visits):
In Network:0% after deductible
Out-of-Network:30% after deductible
Hospital Admission:
In Network:0% after deductible
Out-of-Network:50% after deductible
Outpatient Surgery:
In Network:0% after deductible
Out-of-Network:50% after deductible
Urgent Care Facility:
In Network:0% after deductible
Out-of-Network:50% after deductible
Emergency Room:
In Network:0% after deductible
Out-of-Network:0% after deductible
Annual Routine Gyn Exam:
In Network: $0 copay deductible waived
Out-of-Network:50% after deductible
Maternity: Not Covered- except for pregnancy complications
Preventive Health - Routine Physical (Aetna will pay up to $200 per exam):
In Network: $25 copay ded. waived
Out-of-Network:30% after deductible
Lab/X-Ray:
In Network:0% after deductible
Out-of-Network:50% after deductible
Skilled Nursing - in lieu of hospial (30 days per calendar year):
In Network:0% after deductible
Out-of-Network:50% after deductible
Physical/Occupational Therapy and Chiropractic Care (24 visits per calendar year):
In Network:0% after deductible
Out-of-Network:50% after deductible
Home Health Care - in lieu of hospital ( 80 visits per calendar year):
In Network:0% after deductible
Out-of-Network:50% after deductible
Durable Medical Equipment (Aetna will pay up to $2000 per calendar year):
In Network:0% after deductible
Out-of-Network:50% after deductible
Pharmacy:
Generic - oral contraceptives included:
In Network: 0% after Medical/RX deductible
Out-of-Network:30% after Medical/RX deductible
Preferred Brand - oral contraceptives included:
In Network: 0% after Medical/RX deductible
Out-of-Network:30% after Medical/RX deductible
Non-Preferred Brand - oral contraceptives included:
In Network: 0% after Medical/RX deductible
Out-of-Network:30% after Medical/RX deductible
Calendar Year Maximum - per individual:
In Network: $5,000
Out-of-Network:$5,000
Other Aetna of Texas health insurance plans:
- Managed Choice Open Access and PPO High Deductible 3000 Plan
- Managed Choice Open Access & PPO First Dollar 30
- Managed Choice Open Access & PPO First Dollar 40
- Managed Choice Open Access and PPO Value 1500
- Managed Choice Open Access and PPO Value 5000
- Managed Choice Open Access and PPO 2500
- Managed Choice Open Access and PPO 5000
- Managed Choice Open Access and PPO Value 2500
- Preventative & Hospital Care 1250
- Preventative & Hospital Care 3000


