Aetna of California Preventative and Hospital Care 3000 Plan Information
Preventative and Hospital Care 3000
Lower premiums
Moderate annual deductible
High out-of-pocket expenses
The Aetna Advantage Preventative and Hospital Care 3000 Plan, is designed to work in conjunction with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. Your premium payments will be low, but you'll pay more out of pocket than with most other plans before coverage kicks in.
Main features of the Preventative and Hospital Care 3000 Plan (in-network rates):
Premiums: Low
Annual deductible: $3,000 individual; $6,000 family
Out-of-pocket maximum: $5,000 individual; $10,000 family
Office visit copay: Not covered
Prescription drug copay: Not covered
Hospitalization: 20% after deductible
Skilled nursing: 20% after deductible
Physical/occupational therapy, chiropractic care: Not covered
Home health care:20% after deductible
Durable medical equipment: Not covered
Like other Aetna Preventative and Hospital Care health insurance plans, the Preventative and Hospital Care 3000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.
Other Aetna of California health insurance plans:
- MC Open Access High-Deductible 3000
- MC Open Access High-Deductible 5000
- First Dollar Managed Choice Open Access 30
- First Dollar MC Open Access 40
- MC Open Access 500 Health
- MC Open Access 1500
- MC Open Access 2500
- MC Open Access 5000
- MC Open Access Value 1500
- MC Open Access Value 5000
- Preventative and Hospital Care 1250


