Aetna of California MC Open Access High-Deductible 5000 Plan Information

MC Open Access High-Deductible 5000 Health Insurance Plan

Lower premiums

High deductible, then no charge for most visits and services

Allows you to open a tax-advantaged HSA

The Aetna Advantage MC Open Access High-Deductible 5000 Plan, is designed to work in conjunction with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. You'll enjoy premium payments that are among the lowest we offer. Your annual deductible will be higher than with most other plans, but after it's been reached, you pay nothing for office visits, hospitalization or other services.

Main features of the MC Open Access High-Deductible 5000 Plan (in-network rates):

Premiums: Low

Annual deductible: $5,000 individual; $10,000 family

Out-of-pocket maximum: $5,000 individual; $10,000 family

Office visit copay: None after deductible

Prescription drug copay: None after deductible

Hospitalization: None after deductible

Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment: None after deductible

Like other Aetna MC health insurance plans, the MC Open Access High-Deductible 5000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.

Other Aetna of California health insurance plans:

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