Aetna of California MC Open Access High-Deductible 5000 Plan Information
MC Open Access High-Deductible 5000 Health Insurance Plan
Lower premiums
High deductible, then no charge for most visits and services
Allows you to open a tax-advantaged HSA
The Aetna Advantage MC Open Access High-Deductible 5000 Plan, is designed to work in conjunction with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. You'll enjoy premium payments that are among the lowest we offer. Your annual deductible will be higher than with most other plans, but after it's been reached, you pay nothing for office visits, hospitalization or other services.
Main features of the MC Open Access High-Deductible 5000 Plan (in-network rates):
Premiums: Low
Annual deductible: $5,000 individual; $10,000 family
Out-of-pocket maximum: $5,000 individual; $10,000 family
Office visit copay: None after deductible
Prescription drug copay: None after deductible
Hospitalization: None after deductible
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment: None after deductible
Like other Aetna MC health insurance plans, the MC Open Access High-Deductible 5000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.
Other Aetna of California health insurance plans:
- MC Open Access High-Deductible 3000
- First Dollar Managed Choice Open Access 30
- First Dollar MC Open Access 40
- MC Open Access 500 Health
- MC Open Access 1500
- MC Open Access 2500
- MC Open Access 5000
- MC Open Access Value 1500
- MC Open Access Value 5000
- Preventative and Hospital Care 1250
- Preventative and Hospital Care 3000


