Aetna of California MC Open Access 5000 Plan Information
MC Open Access 5000
Lower premiums
Moderately higher copays, deductible and out-of-pocket maximum
The Aetna Advantage MC Open Access 5000 Plan, may be your choice if you are looking for the lowest monthly payments you can find. However, this feature is balanced by a higher annual deductible, out-of-pocket maximum and office visit copays.
Main features of the MC Open Access 5000 Plan (in-network rates):
Premiums: Low
Annual deductible: $5,000 individual; $10,000 family
Out-of-pocket maximum: $8,000 individual; $16,000 family
Office visit copay: $40 non-specialist; $50 specialist
Prescription drug copay: $15 - $50
Hospitalization: 30% after deductible
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment: 30% after deductible
Like other Aetna MC health insurance plans, the MC Open Access 5000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians,dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.
Other Aetna of California health insurance plans:
- MC Open Access High-Deductible 3000
- MC Open Access High-Deductible 5000
- First Dollar Managed Choice Open Access 30
- First Dollar MC Open Access 40
- MC Open Access 500 Health
- MC Open Access 1500
- MC Open Access 2500
- MC Open Access Value 1500
- MC Open Access Value 5000
- Preventative and Hospital Care 1250
- Preventative and Hospital Care 3000


