Aetna of California MC Open Access 5000 Plan Information

MC Open Access 5000

Lower premiums

Moderately higher copays, deductible and out-of-pocket maximum

The Aetna Advantage MC Open Access 5000 Plan, may be your choice if you are looking for the lowest monthly payments you can find. However, this feature is balanced by a higher annual deductible, out-of-pocket maximum and office visit copays.

Main features of the MC Open Access 5000 Plan (in-network rates):

Premiums: Low

Annual deductible: $5,000 individual; $10,000 family

Out-of-pocket maximum: $8,000 individual; $16,000 family

Office visit copay: $40 non-specialist; $50 specialist

Prescription drug copay: $15 - $50

Hospitalization: 30% after deductible

Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment: 30% after deductible

Like other Aetna MC health insurance plans, the MC Open Access 5000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians,dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.

Other Aetna of California health insurance plans:

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