Texas Medicare Advantage Health Plans for Seniors

About Medicare Advantage Health Plans in Texas

Texas Medicare Advantage Plans are health plan options approved by Medicare and offered by private companies. Medicare Part C is generally called the Medicare Advantage Plan. Part C offers health coverage by private companies that are approved by Medicare. Health plan options include: Preferred Provider Organizations (PPO), Health Management Organizations (HMO), and Private Fee-for-Service. Medicare Part C still provides beneficiaries with services covered by both Part A and Part B. Part C coverage may offer additional benefits dependant upon the private company providing the coverage. Additionally, most Part C plans include prescription drug coverage and sometimes this will be an extra cost.

When Can You Join, Switch, or Drop a Medicare Advantage Plan?

You can join, switch, or drop a Medicare Advantage Plan at these times: When you first become eligible for Medicare (3 months before you turn age 65 to 3 months after the month you turn age 65). If you get Medicare due to a disability, you can join during the 3 months before to 3 months after your 25th month of disability. Between November 15-December 31 each year. Your coverage will begin on January 1 of the following year. Between January 1-March 31 of each year. However, you can’t join or switch to a plan with prescription drug coverage during this time unless you already have Medicare prescription drug coverage (Part D). You also can’t drop a plan with prescription drug coverage or join, switch, or drop a Medicare Medical Savings Account Plan during this period. In most cases, you must stay enrolled for that calendar year starting the date your coverage begins. However, in certain situations, you may be able to join, switch, or drop a Medicare Advantage Plan at other times. Some of these situations include the following: If you move out of your plan’s service area If you have both Medicare and Medicaid.

Medicare Advantage Health Plans in Texas