Maryland Medicare Supplemental Insurance (Medigap)

Maryland senior citizens have many great options to help cover the extra expenses that Medicare Part A and Part B do not cover. There are two basic programs provided by the Maryland Medicare Assistance Program, one is called QMB which stands for Qualified Medicare Beneficiary, and the other is known as SLIMB which is an acronym for Specified Low Income Medicare Beneficiary. They help provide relief for the out of pocket costs of Medicare as well as including Medicaid services for those who cannot afford extra insurance.

Traditional Medicare requires some sort of Medicare supplemental insurance for most of the needs of senior medical expenses. There are many wonderful private insurance companies for the residents of Maryland to obtain quotes from on Medicare Part C, Medigap, and Medicare Part D which is the prescription drug health insurance for seniors.

It is important to know all of your options and choose these supplement plans wisely as all programs except Medicare Part A which is the most basic of health care coverage has a monthly premium which must be paid in order to keep it active. You can obtain information from the Medicare office at 1-800-MEDICARE but realize that they cannot help seniors obtain extra Medicare coverage other than Part A and Part B. Using the Internet is the best way to get information on Medicare supplemental insurance. For some seniors the Internet and computers may be a little overwhelming. Asking children, or even better and more fun, grandchildren to assist you in your searching can not only get you the information you require but provide a wonderful bonding experience and a sense of self-esteem for younger grandchildren who are amazingly bright when it comes to computers and love to help their grandparents.