Maine Medicare Advantage Health Plans for Seniors

About Medicare Advantage Health Plans in Maine

Maine Medicare Advantage Plans are health plan options (like an HMO or PPO) approved by Medicare and offered by private companies. Medicare pays a fixed amount for your care every month to the companies offering Medicare Advantage Plans. Not all Medicare Advantage Plans work the same way, so find out the plan’s rules before joining. These plans are part of Medicare and are sometimes called “Part C” or “MA Plans.” These companies must follow rules set by Medicare.  Medicare Advantage Plans provide your Medicare health coverage and usually Medicare drug coverage. They aren’t supplemental insurance.

Out-of-Pocket Costs in a Medicare Advantage Plan

Your Out-of-Pocket Costs in a Medicare Advantage Plan Depend on the Following:

• Whether the plan pays any of the monthly Part B premium
• Whether the plan charges a monthly premium in addition to your Part B premium. Medicare Advantage Plans charge one combined premium for Part A and Part B health coverage, Medicare prescription drug coverage (Part D) (if offered), and extra coverage (if offered).
• Whether you follow the plan’s rules, like using network providers.
• Whether the plan has a yearly deductible or any additional deductibles. How much you pay for each visit or service (copayments).The type of health care services you need and how often you get them.
• Whether you need extra coverage and what the plan charges for it.

To learn more about your costs in specific Medicare Advantage Plans, contact the plans you are interested in to get more details.

Medicare Advantage Health Plans in Maine