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California Medicare Advantage Health Plans for Seniors

About Medicare Advantage Health Plans in California

California Medicare Advantage Plans are health plan options (like an HMO or PPO) approved by Medicare and offered by private companies. These plans are part of Medicare and are sometimes called “Part C” or “MA Plans.” Medicare pays a fixed amount for your care every month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare. Medicare Advantage Plans provide your Medicare health coverage and usually Medicare drug coverage. They aren’t supplemental insurance. Not all Medicare Advantage Plans work the same way, so find out the plan’s rules before joining.

Other Types of Medicare Advantage Plans

There are other types of Medicare Advantage Plans that may be available; however, they are less common. Provider Sponsored Organizations (PSOs) are plans run by a provider or group of providers. In a PSO, you usually get your health care from the providers who are a part of the plan. Religious Fraternal Benefit (RFB) Plans are offered to members of certain religious groups. RFBs can be any plan type, including an HMO or PPO.

Medicare Advantage Health Plans in California