Medicare Advantage by

Monumental Life Insurance Company underwrites many Medicare supplement policies each year for the senior residents of Maryland. Before choosing a Medicare supplement plan make sure that they offer to cover all of the needs you have. Medicare supplemental insurance is regulated by the government meaning that what is offered must meet certain criteria, however the government does not require every insurance company to offer the same benefits. It is up to the individual company which coverage they will allow. Most companies including Monumental Life Insurance offer standard Medicare supplement insurance that helps cover the costs that Medicare either doesn't cover, or isn't covered in the form of deductibles and co-payments.

Prescription drug coverage is another very important aspect of Medicare supplement plans that senior citizens in Maryland need to look for. Medicare does not cover those costs but most supplement plans offer Medicare Part D which is the part of the Medicare plan that does.