Sterling Insurance of Washington Medicare InsuranceAdvantage, Medigap Supplemental and Part D Prescription Drug Plans

Sterling Life Insurance Company of Washington offers Medicare Advantage plans for senior citizens in Washington State. These plans help retired individuals already enrolled in Medicare Part A and Part B to afford the high costs of deductibles and co-payments that Medicare does not. They also provide prescription coverage otherwise known as Medicare Part D in one easy to use plan. Other offerings for seniors from Sterling Life Insurance Company of Washington are simple Medicare Supplement Plans that split up coverage for those who do not feel they need everything that the Advantage plan has to offer.

Sterling Medicare Supplement Plans

A Medicare Supplement plan pays secondary to Medicare parts A and B. Depending on the coverage you select it will cover some or all of your deductible, copayments and Medicare Part B excess charges. Medicare Supplement plans are an attractive option that offers choice of physicians and healthcare providers, flexibility to select the level or coverage you need and stability in the changing healthcare marketplace. Sterling offers many affordable Medicare Supplement plan options, including standard and Medicare Select plans A, B, C, F, Innovative F, G, K, and N.

Sterling Premier ® - standard supplement plans with the most flexibility to choose your own doctors, specialists and hospitals.

Sterling Medicare Select – Medicare Supplement plans that offer lower monthly premiums in exchange for using Network Hospitals*

Sterling Medicare Supplement Plans are designed with you in mind.

With Sterling you can count on:

Your choice of physician and other providers
No referrals required, including specialists
Outstanding “real people” customer service
Automated claims processing

Compare the plans to find one that fits your needs. Not all plans available in all areas.

Medicare Advantage Health Plans

If you are turning 65 or newly eligible for Medicare, you can enroll in a Medicare Advantage plan during your Initial Election Period. If you are not eligible for an Initial or Special election period, you can only enroll in a Medicare Advantage plan during the Annual Election Period each fall. Sterling offers a variety of Medicare Advantage plans with affordable premiums and enhanced benefits. Key Features of all Sterling Medicare Advantage Plans:

Preventive benefits for routine dental, vision, and hearing exams
Low out-of-pocket maximums to limit your cost share
100% coverage for annual physical exams, up to $150
No referrals required, including specialists
Silver&Fit® program including a gym membership at no extra charge
24-hour Nurse Advice Line
Emergency and urgent care while travelling abroad

Sterling Rx® (PDP) - a Medicare Prescription Drug Plan

If you are turning 65 or newly eligible for Medicare, you can enroll in a Medicare Part D Prescription plan (PDP) during your Initial Election Period. If you are not eligible for an Initial or Special election period, you can only enroll in a PDP plan during Annual Election Period each fall. Sterling Rx® (PDP) is a stand-alone Medicare Prescription Drug plan. It follows the standard Medicare drug plan structure with a copay for most drugs, a low deductible and a robust formulary (list of covered drugs).

Is This Plan Available for Me?

$4 copay for Tier 1 generic drugs
No deductible for Tier 1 generic drugs
A low $100 deductible applies to drugs in Tiers 2-4
4-tier formulary that covers top drugs
Over 60,000 participating pharmacies
Mail order pharmacy service available to increase your overall savings