Avera Select of South Dakota Medicare InsuranceAdvantage, Medigap Supplemental and Part D Prescription Drug Plans
Avera Select gives South Dakota seniors flexibility and choices they might not have with other health insurance options. They include Medicare Part D the prescription drug coverage and also help pay for many of the out of pocket expenses of Medicare along with extra services not included in traditional Medicare issued by the government. There are representatives always willing to answer any of your questions concerning the many plans offered by Avera Select. These plans include Medicare Supplemental health insurance plans also known as Medigap policies.
Today, more than ever, you need the protection of a Medicare supplement policy. As you know, Medicare alone simply doesn’t cover all of your healthcare expenses. That’s why Avera Health Plans is pleased to offer Medicare SELECT* supplement insurance plans called AveraSELECT. Avera Select of South Dakota plans help pay for those medical expenses not fully covered by Medicare. AveraSELECT network hospitals participate in the program, so you can be assured of a strong commitment to quality and complete dedication to providing the services you need. Here’s what you can expect from Avera Select of South Dakota:
Medicare SELECT* Supplement Insurance:
- Local, Friendly Service
- Choice of Physician**
- Quality Care Provided by AveraSELECT Network Hospitals
- Automatic Claims Processing
- Attractive Premiums
- 30 Day Free Review
AveraSELECT network hospitals are responsive to the special needs of aging adults and offer a wide range of inpatient and outpatient diagnostics and treatment services. Through our relationships with long term care, assisted living and wellness facilities, we provide a strong resource for seniors in the communities we serve. AveraSELECT network hospitals offer programs for seniors, providing educational, social and healthcare opportunities year round. Here are the Avera Select of South Dakota network hospitals:
Avera McKennan Hospital & University Health Center,
Sioux Falls, SD
Avera Queen of Peace, Mitchell, SD
Avera Sacred Heart, Yankton, SD
Avera St. Luke’s, Aberdeen, SD
Avera Dell Rapids Area Health Center, Dell Rapids, SD
Avera De Smet Memorial Hospital, De Smet, SD
Avera Flandreau Medical Center, Flandreau, SD
Avera Gregory Healthcare Center, Gregory, SD
Avera Hand County Memorial Hospital, Miller, SD
Avera Heart Hospital of South Dakota, Sioux Falls, SD
Avera Holy Family Health, Estherville, IA
Avera St. Benedict Health Center, Parkston, SD
Avera Weskota Memorial Medical Center,
Wessington Springs, SD
Bowdle Hospital, Bowdle, SD
Brookings Hospital, Brookings, SD
Community Memorial Hospital, Burke, SD
Community Memorial Hospital, Redfield, SD
Eureka Community Health Services Avera, Eureka, SD
Floyd Valley Hospital, LeMars, IA
Freeman Community Hospital, Freeman, SD
Gettysburg Medical Center, Gettysburg, SD
Hegg Memorial Health Center Avera, Rock Valley, IA
Landmann-Jungman Memorial Hospital Avera, Scotland, SD
Madison Community Hospital, Madison, SD
Marshall County Healthcare Center Avera, Britton, SD
Mercy Medical, Sioux City, IA
Milbank Area Hospital Avera, Milbank, SD
Mobridge Regional Hospital, Mobridge, SD
Osceola Community Hospital, Sibley, IA
Platte Health Center Avera, Platte, SD
Sioux Center Community Hospital & Health Center Avera,
Sioux Center, IA
St. Michael’s Hospital Avera, Tyndall, SD
Wagner Community Memorial Hospital Avera, Wagner, SD
The chart in this brochure provides a brief description of the benefits offered by AveraSELECT Plans A, B, C, F, G, K and L. Call for more details, or send in the attached Information Request Card today!
AveraSELECT Medicare SELECT* Supplement Insurance Plans
| Medical Expenses Covered by Plans | A | B | C | F | G | K | L |
|---|---|---|---|---|---|---|---|
| Medicare Part A Coverage | |||||||
| Hospital Inpatient Deductible for Days 1-60 | no | yes | yes | yes | yes | 50% | 75% |
| Coinsurance for Days 61-90 | yes | yes | yes | yes | yes | yes | yes |
| Coinsurance for Lifetime Reserve Days | yes | yes | yes | yes | yes | yes | yes |
| Coverage for all Medicare-approved charges after Lifetime Reserve Days have been used (365 days is maximum lifetime benefit) | yes | yes | yes | yes | yes | yes | yes |
| Post Hospitalization - Skilled Nursing Facility Coinsurance for Days 21-100 | no | no | yes | yes | yes | 50% | 75% |
| First three pints of blood each year (unless already paid for under Part B) | yes | yes | yes | yes | yes | 50% | 75% |
| Medicare Part B Coverage | |||||||
| Part B Deductible (per calendar year) | no | no | yes | yes | no | no | no |
| Part B Coinsurance | yes | yes | yes | yes | yes | 50% | 75% |
| First three units of blood each year (unless already paid for under Part A); and 20% of Medicare-approved charges for additional units on an outpatient basis | yes | yes | yes | yes | no/yes | 50% | 75% |
| 100% of Excess Physician Charges, up to maximum limits set by Medicare or state law | no | no | no | yes | yes | no | no |
| Foreign Travel Benefit Medically necessary emergency care beginning during the first 60 days of each trip outside the U.S., subject to a $250 calendar year deductible. This benefit pays 80% of billed charges for Medicare eligible expenses ($50,000 is lifetime maximum benefit.) | no | no | yes | yes | yes | no | no |
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