Horizon Blue Cross Blue Shield of New Jersey Medicare InsuranceAdvantage, Medigap Supplemental and Part D Prescription Drug Plans

Horizon Blue Cross Blue Shield of New Jersey offers a full range of Medicare health plans including Medicare Supplemental health insurance also known as Medigap and Medicare Advantage plans. These plans are important because Medicare doesn't cover everything. For example: deductibles, extended hospital coverage, charges made by doctors who do not participate in Medicare, emergency care received outside the United States, at-home recovery visits, outpatient prescription drugs — the list goes on. With a choice of several affordable Medicare Advantage and Medigap Supplemental health insurance plan options, it's easy to find the coverage that fits your specific needs and budget. Each plan provides all the benefits of Medicare and more.

Senior Members of the Horizon Blue Cross Blue Shield of New Jersey health plans receive many benefits including full use of the Horizon NJ Health center that has a wellness assessment, medical management to keep track of tests, lab services, appointments and other vital records, and more. They offer Medigap to pay for the out of pocket expenses of regular Medicare as well as Part D to cover prescription medicines. Medicare Advantage combines many of the above items and extra coverage as well to make health care a pleasant and non-stressful situation. The Medicare Advantage Special Needs plan gives Medicare recipients who are also receiving Medicaid the proper gap coverage and extra services that aren't covered by those plans. For the most discerning senior who wants to make all of the important decisions on their own and have the most flexibility there is also private fee-for-service plans available from Horizon BlueCross BlueShield of New Jersey.