Sterling Insurance of Maine Medicare InsuranceAdvantage, Medigap Supplemental and Part D Prescription Drug Plans

Sterling Option I was the country's first Medicare Advantage Private Fee For Service Plan. All of the Sterling Medicare Advantage plans offer some distinct advantages to Maine residents that eliminate or minimize many of the concerns hospitals have about providing service in the Medicare environment. Facilities in Maine are compensated on a fee-for-service basis. No utilization review is conducted other than as required by Medicare. There's no retrospective review. Physicians and patients in Maine determine the course of treatment without interference. Claims are paid quickly and, in most cases, can be filed electronically. Sterling plans join you in your commitment to improving the healthcare of Maine by responding to the needs of Medicare beneficiaries.

If you are eligible for Medicare in Maine and are looking for a Medicare Insurance Plan, Sterling Life Insurance Company offers a broad range of choices for Maine residents, including Medicare Supplement, Medicare Advantage, and Medicare Part D Prescription Drug Plans. A Medicare Advantage Private Fee-for-Service plan works differently than a Medicare Supplement plan. Your doctor or hospital is not required to agree to accept the plan's terms and conditions, and thus may choose not to treat you, with the exception of emergencies. If your doctor or hospital in Maine does not agree to accept our payment terms and conditions, they may choose not to provide health care services to you, except in emergencies.