Georgia Medicare Supplemental Insurance (Medigap)Compare Health Plan Quotes, Policies, and Costs

Georgia Medicare Supplemental Insurance (also called Medigap) is available to seniors who are eligible for the Original Medicare coverage.   Medicare supplemental insurance is designed to fill in the coverage gaps left by Medicare A and B.  These plans are available from private health insurance companies that operate in Georgia.  It is important for seniors to compare health plan quotes, policies, and costs before making a decision.  For free quotes and advice regarding a Georgia Medicare Supplemental plan complete the form to speak to an advisor.  

Original Medicare includes Part A (Hospital Insurance) and Part B (Medical Insurance).  Medicare provides this coverage and you have your choice of doctors, hospitals, and other providers.  Generally, you pay deductibles and coinsurance and you usually pay a monthly premium to Medicare for Part B.

Let’s look more closely at the parts of original Medicare:

Part A (Hospital Insurance)

Part A helps cover:

• Inpatient care in hospitals
• Inpatient care in a skilled nursing facility (not custodial or long term care)
• Hospice care services
• Home health care services
• Inpatient care in a Religious Nonmedical Health Care Institution

Part B (Medical Insurance)

Part B helps cover medically-necessary services like doctors' services, outpatient care, home health services, and other medical services. Part B also covers some preventive services. For some services, there are no costs, but you may have to pay for the doctor’s visit. If the Part B deductible applies, you must pay all costs until you meet the yearly Part B deductible before Medicare begins to pay its share. Then, after your deductible is met, you typically pay 20% of the Medicare-approved amount of the service.

Why Georgia Medicare Supplemental Insurance (Medigap) is Important

Georgia Medicare Supplemental Insurance or Medigap policies fill in the gaps in Medicare coverage. Although Medicare pays for many health care services and supplies, it doesn’t pay for all of them. A Medicare Supplement Plan will help pay for those costs which could include deductibles, coinsurance and copayments when visiting your doctor.  A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage.  Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover. If you are in the Original Medicare Plan and have a Medigap policy, then Medicare and your Medigap policy will pay both their shares of covered health care costs. It’s important to compare Medigap policies because costs can vary. The benefits in any Medigap Plan A through L are the same for any insurance company. Each insurance company decides which Medigap policies it wants to sell.

To compare Georgia Medicare Supplemental Insurance health plan quotes, policies, and costs complete the form to speak to an advisor with no obligation.