Kaiser Permanente of California

Kaiser Permanente is the largest nonprofit health plan in the United States, based in Oakland, California and founded in 1945. Kaiser Permanente operates in nine states and Washington, D.C., and is the largest managed care organization in the United States. Kaiser Permanente has 8.7 million health plan members, 156,000 employees, 13,729 physicians, 37 medical centers, and 400 medical offices. Kaiser Permanente is an integrated health delivery system, which means that they provide and coordinate the entire scope of care for members, including: preventive care, well-baby and prenatal care, immunizations, emergency care, screening diagnostics, hospital and medical services, and pharmacy services. As a nonprofit health plan, Kaiser Permanente Insurance is driven by the needs of its members rather than the needs of shareholders.

Kaiser Permanente Health Plan Options:

HMO Plans: With predictable co-payments and no deductibles, our traditional health maintenance organization (HMO) plans let you manage your life, your health, and your budget, simply and easily.

Deductible/Coinsurance Plans: Our deductible plans feature lower monthly premiums and cover many preventive services, even if your deductible hasn't been met.

Custom Care HealthBuilder (HRA) - Deductible Plan With HRA Account: The HealthBuilder (HRA) includes a deductible health plan with a CarePay health reimbursement arrangement (HRA) account that lets you use tax-free* money contributed by your employer to pay for covered medical expenses, including deductibles, coinsurance, and co-payments. Your HRA funds are easily accessible through the CarePay HRA Visa® debit card issued upon enrollment.

Custom Care HealthInvestor (HSA) - Deductible Plan With HSA Option: The HealthInvestor (HSA) includes a high deductible health plan with a CarePay health savings account (HSA) that lets you use tax-free* money to pay for qualified medical expenses, including deductibles, coinsurance, and copayments. Your HSA funds are easily accessible through the CarePay HSA Visa® debit card issued upon enrollment.

PPO Plan: With our Preferred Provider Organization (PPO) Plan, you can see a provider from our extensive network of participating providers, or any licensed provider you choose.

POS Plan: Our Point-of-Service (POS) Plan is all about choice and flexibility. Each time you need care, you have the freedom to see any licensed provider of your choice, or a Kaiser Permanente provider.

Out-of-Area Indemnity Plan: Are you in a different Kaiser Permanente service area than your employer? With our Multisite Plan, you can still receive all the services you're entitled to from Kaiser Permanente.

Kaiser Permanente of California Plan Information

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