Health Net of California
Health Net, Inc. is among the nation's largest publicly traded managed health care companies. Its mission is to help people be healthy, secure and comfortable. The company's health plans provide health benefits to over 6 million individuals across the country. Health Net offers consumer-driven plans designed to help simplify the complicated world of health care so you can make confident decisions about your health.
Health Net specializes in PPO plans. PPO plans are designed for people who want to see any licensed physician or health care professional and are willing to pay a bit more for it. Visits to specialists, hospitals and facilities can be made without a referral from your personal doctor. Health Net PPO plans offer a choice of where you receive services: in-network and out-of-network. Doctors and facilities that are contracted with Health Net PPO are in-network. When you go out-of-network, you will pay more. Depending on your PPO plan, you may owe a co-payment when you visit your doctor. Your co-payment is a fixed dollar amount that you pay when receiving care. In addition, you may pay a deductible, which is the amount you pay for covered services before the plan begins to pay. Once plan coverage kicks in, you may also be responsible for coinsurance.
Most Popular Health Net Insurance Products
SimpleChoice: The SimpleChoice plans are available with five different coverage options. Most benefits are the same as you move from plan to plan. The main differences are in deductibles, preventive care co-payments, and premiums (the amount you pay monthly for plan coverage).
SimpleValue: These three zero deductible, Subscriber-only plans mean you pay co-payments for doctor visits and coinsurances only, where applicable. These plans also offer flexible pharmacy choices: Generic Only for value, or Combo for Generic and Brand prescriptions.
FirstChoice: Health Net provides you with $500 of immediately available funds for you and each covered family member. If you're healthy and don't visit your doctor often, the FirstChoice PPO may be the plan for you.
ValueChoice: Offered at a low monthly premium with a higher annual deductible, the plan provides basic coverage for those who rarely get sick or visit the doctor. It's designed for the subscriber only.
SimpleChoice HSA and SmartChoice HSA: The SimpleChoice and SmartChoice HSA-Compatible Plans are high-deductible PPO plans with low monthly premiums, designed to be used with Health Savings Accounts (HSAs). Once you enroll in either of these plans, you open a HSA at a bank or financial institution. The HSA then allows you to save and spend on qualified medical expenses tax-free (including deductibles and co-payments).
Health Net of California Plan Information
Please select a plan below.
Note: this information may be inaccurate or outdated. Please request a free quote for up to date plan information.
