GoldenRule of New Jersey
HMO, PPO, Medical Plans for Individuals and Families

Golden Rule has long been an innovator of quality, health insurance products for individuals and families in New Jersey for many years. In 2003, Golden Rule became a UnitedHealthcare company, and is a proud member of the UnitedHealth Group family. Now under the UnitedHealthOne brand, Golden Rule and its affiliated companies offer health plans to individuals and families in New Jersey who buy their own coverage. Their focus on providing exceptional health insurance to individuals and families in New Jersey has led to many innovations. Their wide range of health insurance plans in New Jersey also includes other high deductible plans as well as more traditional copay plans.

Golden Rule’s Copay health insurance plans are similar to traditional coinsurance offered by employers that include a copayment for out-of-pocket medical expenses. If New Jersey residents are looking for a plan that offers copay benefits, preventive care, and prescription drugs, Health Net has two plans to choose from. High deductible health insurance allows New Jersey residents to save money on their premiums while taking the responsibility of covering minor or routine out of pocket medical expenses. New Jersey customers will also benefit from UnitedHealthcare's wide-reaching network, which is available in several areas. Health Savings Account (HSAs) plans can help their customers take control of their health, their medical decisions, and their medical spending. An HSA, also known as a health savings account, can also increase health insurance buying power.

As one can see, Golden Rule offers a wide array of health insurance plans to New Jersey residents in order to fit their needs and their budget.

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