GoldenRule of Alabama
HMO, PPO, Medical Plans for Individuals and Families
Golden Rule has long been an innovator of quality, health insurance products for individuals and families in Alabama for many years. In 2003, Golden Rule became a UnitedHealthcare company, and is a proud member of the UnitedHealth Group family. Today, under the UnitedHealthOne brand, Golden Rule and its affiliated companies offer health plans to individuals and families who buy their own coverage in Alabama. Their focus on providing quality health insurance to individuals and families has led to many innovations. In 1993, Golden Rule pioneered the first Medical Savings Account (MSA), and today are a market leader in Health Savings Account plans (HSAs), which combine lower-cost, high deductible health insurance with a tax-advantaged savings account. Our wide range of health insurance plans also includes other high deductible plans as well as more traditional copay plans.
If you're looking for health insurance in Alabama, Golden Rule's Copay plans are similar to traditional coinsurance offered by employer plans which include a copayment for out-of-pocket medical expenses. If you are looking for a plan that offers copay benefits, preventive care, and prescription drugs, we have two plans for you to choose from. High deductible health insurance allows you to save money on your premiums while taking the responsibility of covering minor or routine out of pocket medical expenses if they come up. You will also benefit from UnitedHealthcare's wide-reaching network, which is available in most areas. Health Savings Account (HSAs) plans can help you take control of your health, your medical decisions, and your medical spending. An HSA, also known as a health savings account, can increase your health insurance buying power.
As you can see, Golden Rule offers a wide array of health insurance plans to fit your needs and your budget.
