Accidental Death and Dismemberment (AD&D)
A policy or a provision in a disability income policy which pays either a specified amount or a multiple of the weekly disability benefit if the insured dies, loses his or her sight, or loses two limbs as the result of an accident. A lesser amount is payable for the loss of one eye, arm, leg, hand or foot. Although technically a health insurance product, AD&D coverage is frequently provided as part of an individual or group life insurance contract.
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