What Do You Mean It's Not Covered: What Counts As a Hospital

This passage defines a qualified "hospital." Generally, it must be primarily engaged in providing inpatient care and treatment 24 hours a day, and have medical, diagnostic and major surgical facilities under the supervision of a licensed doctor. The definition is necessary because policies often provide different benefits for hospital care and care received from other types of facilities. injury: Accidental bodily injury sustained, directly and independently of all other causes, from an accident occurring while this policy is in force.

This pivotal definition has two important elements.