What Do You Mean It's Not Covered: Notifying the Insurance Company of a Claim

Notice of Claim: Written notice of claim must be given to us within 20 days after the occurrence of any covered loss, or as soon as reasonably possible. Notice given by or on behalf of the insured person to us at our Home Office, or to any of our authorized agents, with information sufficient to identify you or the insured person shall be considered as notice to us.

You should give written notice of a claim within 20 days after any covered loss, or as soon as reasonably possible. Extra time is granted if, for example, you're seriously injured and notice cannot be given within the listed time period. Notice may be given directly to the insurance company or to an agent.