What Do You Mean It's Not Covered: How Individuals are Terminated from the Policy

TERMINATION OF AN INSURED PERSON: An adult insured person's insurance will terminate in the month after the first of these events happens: (1) the person attains age 65, or (2) the person becomes eligible for Medicare. The day of termination is that day of the month which coincides with the policy date.

A dependent child's insurance will terminate on the premium due date after the first of these events happens: (1) the child attains age 25 (2) the child marries, or (3) the child is no longer dependent on you.

A dependent child's insurance will not terminate for the above reasons while the child: (1) is incapable of self-support due to mental retardation or physical handicap (2) is chiefly dependent on you for support and maintenance, and (3) is not eligible for Medicare. To continue the handicapped dependent child's insurance, you must submit proof of the child's incapacity and dependency. The proof must be given to us within 31 days of the child's attainment of the limiting age. We reserve the right to require proof of the handicapped dependent child's continued incapacity and dependency. However, we will not require proof more than once a year after the dependent child attains age 27.