Kids and Health Care: Dental, Vision & Prescription Drug Plans Conclusion

In this chapter, we've looked at the mechanics of dental, vision and prescription drugs plans. For kids, these health care services are not usually as pressing as they are for adults and -- especially -- for senior citizens. Insurance professionals call risks like this "budgetable expenses."

While it may seem harsh at first, this perspective makes sense financially -- even if your finances are tight. You can pass on insurance for your kids' dental and vision care. Just be ready to pay out of pocket for the occasional eye exam or abscessed tooth.