Kids and Health Care: COBRAs, Cafeterias, MSAs & Other Job-Related Issues Conclusion

If you have kids, you probably need to work in order to provide health coverage almost as much as to earn money. So, changing jobs can be a nervous process for families with children. Since the mid-1980s, U.S. health care laws have made changing jobs easier. COBRA and HIPAA assure consistent health coverage that provides steady benefits. The laws don't give you coverage for free; you'll still have to pay -- and sometimes pay a lot -- for your kids' health insurance. But they do assure reliable levels of medical services and care. And, the more often you change jobs, the more important this steady and reliable coverage becomes.