How to Insure Your Income: Hobbies

Hazardous avocation is a pricing factor related to occupational risk.

Such hobbies as skin diving, scuba diving, sky diving and auto racing are certainly more hazardous than golf or tennis. For this reason, the insurance company will ask you to make it aware of any such high-risk hobbies when it's considering your application for disability income.

Often, if you're engaged in a hazardous hobby, you'll have to fill out an avocation questionnaire that provides more specific information concerning the hobby.