Hassle-Free Health Coverage: Who Is Covered?

In the general agreement of your policy, the insurance company states that it relied on the information given in the application and issued the policy because you paid the first premium. This is important, because coverage applies only to each person shown in the policy schedule (which may be cross-referenced by page number). After the policy is in effect, any changes you make to the persons insured under the policy, coverages, or benefits must be attached to the policy and coverage will remain in force for any period in which the insurance company accepts a premium payment.