Hassle-Free Health Coverage: Trustee Group

A policy may be issued to the trustees of a "trust group" if the fund has been:

- established by two or more employers in the same or related field;

- established by one or more labor unions or associations (this is also known as a "Taft-Hartley Trust").

The trustees are the policyholder of the plan which covers the eligible employees. Such plan must not be for the benefit of the employer, union or association. The individuals who may be considered "employees" as defined by this section are the same as those previously listed under Employee Group.

Group health coverages track closely with benefits available under individual coverages. We will discuss them under the headings of disability income, accidental death and dismemberment, and medical expense benefits.