• Blue Cross
• Capital Blue Cross
• Highmark Blue Cross Blue Shield

Click for more options

• Highmark Blue Shield
• Independence Blue Cross

• Supplemental Medigap Insurance
• Medicare Advantage Insurance
• Bravo Health

Click for more options

• Conseco
• Highmark Blue Shield
• United Healthcare
• Universal American
• WellCare

Introduction to a Consumer's Guide to Pennsylvania Health Insurance

Insurance Facts for Pennsylvania Consumers: A Consumer's Guide to Health Insurance

Increases in the cost of health care in recent years make the threat of serious illness or injury potentially devastating to the average person or family without health insurance. In order to protect themselves at the lowest possible cost, many consumers are beginning to shop for health care and health insurance the way they usually shop for cars, appliances and other items. This guide can assist you in that process.

There are many different types of policies and health care plans at many different prices. Some pay most of your health care bills for any serious injury or illness. Others pay only part of your bills or only for certain injuries or illnesses. Some pay an amount directly related to your actual health care costs. Others pay a set amount for each day that you are in a hospital, without regard to actual bills.

This guide answers some frequently asked questions about health insurance, explains some of the most common types of health insurance policies and offers tips to consider when purchasing health insurance coverage. Information also is provided about what to do and where to go if you have a question, problem or complaint with your health insurance coverage.

Additional questions can be directed to the Pennsylvania Insurance Department by calling our toll-free auotmated Consumer Line at 1-877-881-6388, visiting our website at www.insurance.state.pa.us.