• Aetna
• Assurant
• Blue Cross and Blue Shield

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• GoldenRule
• Humana

• Supplemental Medigap Insurance
• Medicare Advantage Insurance
• Blue Cross and Blue Shield

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• Old Surety
• Reserve National
• SecureHorizons by UnitedHealthcare
• Universal American
• WellCare

More Types of Oklahoma Health Insurance Plans

Limited Benefit Plans

These types of policies provide limited coverage for a particular health care setting, ailment or disease. Here are some of the options that might be available to you:

• Basic Hospital Expense Coverage -- Covers a period of usually not less than 31 days of continuous in-hospital care and certain hospital outpatient services.
• Basic Medical-Surgical Expense Coverage -- Covers costs associated with a necessary surgery, including a certain number of days (usually not less than 21 days) of in-hospital care.
• Hospital Confinement Indemnity Coverage -- Covers a fixed amount (usually not less than $40) for each day that you are in a hospital. The benefits paid are not based on your actual expenses.
• Accident Only Coverage -- Covers death, dismemberment, or hospital and medical care caused by an accident. Specified accident coverage that covers only certain accidents may also be purchased.
• Specified Disease Coverage -- Covers diagnosis and treatment of a specifically named disease or diseases; such as cancer or heart attacks.
• Other Limited Coverage -- You may purchase insurance covering only dental or vision or other specified care.

Discount Plans and Risk-Sharing Plans

Discount plans and risk-sharing plans are not insurance plans! Before signing, be sure to understand how the program works, and what benefits it offers you or your family.

• Discount Plans -- You might receive advertisements from plans offering discounts on health care for a monthly fee. These are not health insurance plans and participants do not have the same protections as under licensed health insurance plans. Insurance commissioners strongly recommend that you thoroughly investigate any plan promising deep discounts for a "low" monthly fee and weigh the benefits against the cost carefully.
• Non-Licensed Risk-Sharing Plans -- You may receive offers to join a group or association that will take your monthly payments, put them in a savings account (or trust) with other participants' money, and then help pay some of your health care costs, as needed. Such arrangements are not insurance and the participants do not have the protections available to purchasers of licensed insurance plans. I strongly recommend that you thoroughly investigate such plans before joining.