Information on Individual Ohio Health Insurance Coverage
Coverage individuals can buy directly
If you cannot get health insurance through your employer (or your spouse's / partner's employer) or you're not employed, you may be able to buy health insurance coverage for yourself and your family. This is called individual coverage.
There are different avenues for buying individual coverage: through the individual private market, (temporary) COBRA or state continuation, (permanent) conversion, HIPAA-eligible, or state-sponsored insurance (Medicaid). If you change jobs or leave group coverage, you should know your rights to continue or convert the old coverage. Although the coverage can be costly, you are allowed by law to keep your family covered. See pages 16-19 for this important information.
An insurance agent can help you find appropriate insurance in the private insurance market, or you can call the Ohio Department of Insurance at 1-800-686-1526 with questions about your options.
Public health insurance plans
Depending on your situation, you may qualify for a government health insurance program, such as Medicaid or Medicare. If you can't afford health insurance, the Ohio Department of Job & Family Services -- the agency that administers Medicaid -- may be able to help. Call 1-800-324-8680.
Resources:
- » Insurance Coverage for Preventive Care, Medical Equipment & Emotional Illnesses
- » A Table of Technical Terms Used to Describe Plan Benefits
- » Summary of Understanding the Language of Health Insurance
- » Developing a Systematic Approach to Dealing with Health Insurance
- » The Six Step Approach To Dealing With Health Insurance Claims
Articles:
- » Elusive Affordable Health Insurance Coverage for Individuals and Businesses
- » Are Low Cost Health Insurance Plans Worth it? Also, Dissatisfaction with U.S. Health Care System
- » A Potpourri of Health Insurance Stories
Ohio Consumers Guide to Health Insurance:
- » Ohio Department of Insurance Guide to Health Insurance
- » Different Types of Ohio Health Insurance Plans
- » Individual Ohio Health Insurance Coverage
- » Non-Comprehensive Ohio Health Insurance Coverage Plans
- » More Possible Benefits of Ohio Health Insurance Plans
- » Other Types of Ohio Health Insurance Coverage Benefits
- » Choosing & Understanding Your Ohio Health Insurance Plan
- » Gaining Individual Ohio Health Insurance
- » More Information on Individual Ohio Health Insurance
- » Ohio Health Insurance Information for Young Adults
- » Family Information Regarding Ohio Health Insurance
- » More Information on Ohio Health Insurance for Families
- » Medicare Health Insurance Information for Ohio Families
- » Dealing with Job Change or Loss Regarding Ohio Health Insurance
- » Information on COBRA Health Insurance in Ohio
- » Converting to an Individual Ohio Health Insurance Policy
- » More Ohio Health Insurance Options Regarding Job Loss
- » Surviving in Ohio without Health Insurance Coverage
- » Ohio Health Insurance for Small Businesses or the Self-Employed
- » Appealing Decisions by your Ohio Health Insurance Company
- » Information About the Ohio Department of Insurance
- » Glossary of Ohio Health Insurance Terms
- » More Relevant Ohio Health Insurance Terms
- » Final List of Terms Regarding Ohio Health Insurance
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