Surviving in Ohio without Health Insurance Coverage
Surviving without health insurance
More than 12% of Ohioans (or over 1.3 million people) are uninsured today and that number continues to grow. Many Ohioans are also underinsured. Reasons Ohioans are uninsured include all or more of the following: cost, access and / or exclusion due to one or more health conditions.
Ohioans who lack adequate health coverage may ind help through certain Ohio organizations which provide services such as free or sliding scale clinics, community health centers, medications, supplies, preventative care classes and other networking information. Also, please contact the Ohio Family Coverage Coalition (http://www.uhcanohio.org/coalitions/amcovcoal.html) for a detailed brochure.
I am diabetic and, even though my income is limited, I don't qualify for Medicaid. Where can I get testing supplies, discounted medications or insulin?
You may want to try the following: explore Disability Medical Assistance (through the Ohio Association of Free Clinics, your local Department of Public Health and ODJFS); contact nonprofit associations such as the Central Ohio Diabetes Association (www.diabetesohio.org) or the Ohio United Way (www.ouw.org); and contact pharmaceutical companies directly to see if they have any prescription discount programs.
Where can I ind affordable prescriptions since I have no insurance?
The Columbus Public Health Department (614-645-6248) has compiled a list to help with prescription costs. Their list includes programs such as Prescription Access, Prescription for Good Health, Ohio's Best Rx, Rx for Ohio and Rx Outreach.
Check with your local health department about a similar list for your area (Association of Health Commissioners: 614-221-5994 or www.aohc.net).
What benefit do local chapters of associations (such as those dealing with cancer, diabetes, lung, kidney, etc.) have for uninsured or underinsured people?
Associations may provide you with resources (discount prescription information), services (access to doctors) or educational materials (nutritional classes) which may be subsidized or free. Check the association web sites or call them with questions. You can also get information on your local associations from the United Way of Ohio.
As a person with a limited income who doesn't qualify for Medicare, Medicaid, employer or individual coverage, where can I find adequate and affordable health care assistance?
You can get the brochure "Ohio Health Care Safety Net: A description of public and private programs" from the Universal Health Care Action Network of Ohio (UHCAN Ohio) and the Ohio Family Coverage Coalition. Visit www.uhcanohio.org/coalitions/famcovcoal.html or call 1-800-634-4442.
In addition to providing details about Medicaid and Medicare, the brochure addresses issues about medical assistance for various groups of people, including refugees, undocumented persons, noncitizen immigrants, veterans, children and persons with disabilities. The brochure also provides contact information for health departments all over Ohio (www.aohc.net); information on oral, vision and behavioral health resources, subsidized care at local hospitals, community health centers (www.ohiochc.org) and free clinics (www.ohiofreeclinics.org).
Resources:
- » Insurance Coverage for Preventive Care, Medical Equipment & Emotional Illnesses
- » A Table of Technical Terms Used to Describe Plan Benefits
- » Summary of Understanding the Language of Health Insurance
- » Developing a Systematic Approach to Dealing with Health Insurance
- » The Six Step Approach To Dealing With Health Insurance Claims
Articles:
- » Elusive Affordable Health Insurance Coverage for Individuals and Businesses
- » Are Low Cost Health Insurance Plans Worth it? Also, Dissatisfaction with U.S. Health Care System
- » A Potpourri of Health Insurance Stories
Ohio Consumers Guide to Health Insurance:
- » Ohio Department of Insurance Guide to Health Insurance
- » Different Types of Ohio Health Insurance Plans
- » Individual Ohio Health Insurance Coverage
- » Non-Comprehensive Ohio Health Insurance Coverage Plans
- » More Possible Benefits of Ohio Health Insurance Plans
- » Other Types of Ohio Health Insurance Coverage Benefits
- » Choosing & Understanding Your Ohio Health Insurance Plan
- » Gaining Individual Ohio Health Insurance
- » More Information on Individual Ohio Health Insurance
- » Ohio Health Insurance Information for Young Adults
- » Family Information Regarding Ohio Health Insurance
- » More Information on Ohio Health Insurance for Families
- » Medicare Health Insurance Information for Ohio Families
- » Dealing with Job Change or Loss Regarding Ohio Health Insurance
- » Information on COBRA Health Insurance in Ohio
- » Converting to an Individual Ohio Health Insurance Policy
- » More Ohio Health Insurance Options Regarding Job Loss
- » Surviving in Ohio without Health Insurance Coverage
- » Ohio Health Insurance for Small Businesses or the Self-Employed
- » Appealing Decisions by your Ohio Health Insurance Company
- » Information About the Ohio Department of Insurance
- » Glossary of Ohio Health Insurance Terms
- » More Relevant Ohio Health Insurance Terms
- » Final List of Terms Regarding Ohio Health Insurance
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