Government Sponsored North Carolina Health Insurance
Government Sponsored Health Insurance
NC Health Choice for Children
NC Health Choice for Children (the State of North Carolina Children's Health Insurance Program) is a program funded by the federal and North Carolina governments. NC Health Choice may be discontinued at any time if federal money is no longer available. A child (under the age of 19) who lives in North Carolina and has no health insurance may be eligible, depending on family income. County health departments and social service departments determine whether a child qualifies for coverage under NC Health Choice. In order to obtain more information about this program, contact the North Carolina Division of Medical Assistance toll free at 1-800-367-2229. Information can also be found on the Internet at www.dhhs.state.nc.us/dms/cpcont.htm.
Medicaid
Medicaid provides medical assistance to low-income families and individuals of all ages participating in cash assistance programs. Federal and state governments jointly finance Medicaid. All states, the District of Columbia and some U.S. territories have Medicaid programs. Medicaid programs are governed by federal guidelines, but eligibility criteria and covered services can vary from state to state. In North Carolina, each county determines eligibility. For individuals who qualify for both Medicaid and Medicare, Medicaid pays Medicare cost-sharing amounts and fills in many gaps in Medicare's benefit package, especially in the area of long-term care services and prescription drugs. In order to obtain more information about this program, contact your county's Department of Social Services (DSS). You may go to the DSS to apply or ask them to send you an application in the mail. Applications are also available at your county's health department. You may complete the application yourself and return it in person, or mail it to the DSS. If you cannot locate the phone number for your local DSS or if you have further questions regarding Medicaid eligibility, call the Office of Citizen Services CARE-LINE Information and Referral Service toll-free at 1-800-662-7030. For local calls or calls from outside of North Carolina, dial (919) 733-4261. The Office of Citizen Services has a dedicated TTY line at 1-877-452-2514 or for local TTY or TTY calls from outside of North Carolina, dial (919) 733-4851 for the deaf and hearing impaired.
Medicare
Medicare is a federal health insurance program for people age 65 years or older, people with certain disabilities, and people with permanent kidney failure being treated with dialysis or a transplant. Medicare has two parts: Part A (hospital insurance) and Part B (medical insurance). For more information concerning Medicare and Medicare supplements, contact the North Carolina Department of Insurance's Seniors' Health Insurance Information Program (SHIIP) toll-free at 1-800-443-9354, or visit our Web site at www.ncdoi.com.
Resources:
- » Regulation of Self-Funded Health Insurance Plans
- » Comparison of Traditional Health Insurance Plans and Self-funded Plans
- » The Portability and Accountability Act Regarding Self-Funded Health Insurance Plans
- » Summary of Self-Funded Health Insurance Plan Information
- » Introduction to Managed Care Health Insurance Plans
Articles:
- » Information on Health Maintenance Organizations (HMOs)
- » More Information on HMO Health Insurance Plans
- » Differences Between Traditional Health Insurance Plans and HMOs
Minnesota Health Guide Pages:
- » Consumer's Guide to North Carolina Health Insurance
- » Different Types of North Carolina Health Insurance Plans
- » North Carolina Supplemental Health Inurance & Long Term Care Information
- » Individual Vs. Group North Carolina Health Insurance Coverage
- » More Information on North Carolina Group Health Insurance
- » Losing North Carolina Group Health Insurance Coverage
- » North Carolina HIPAA Guaranteed Health Insurance Information
- » Government Sponsored North Carolina Health Insurance
- » Benefits Covered by North Carolina Health Insurance
- » More Benefits Covered by North Carolina Health Insurance Laws
- » North Carolina Health Insurance Requirements & Referrals
- » North Carolina Health Insurance Limitations & Exclusions
- » Limitations & Exclusions from North Carolina Health Insurance
- » Shopping for North Carolina Health Insurance
- » North Carolina Health Insurance Claims & Pre-Certification
- » North Carolina Health Insurance Appeals and Grievances
- » Tips for Before & After you Buy North Carolina Health Insurance
- » Frequently Asked North Carolina Health Insurance Questions
- » North Carolina Health Insurance Customer Services & Complaints
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