Health NY Health Insurance Program Income Guidelines
You must meet income guidelines.
| 2009 Healthy NY Income Guidelines | |
| Family Size | Monthly Gross Household Income |
| 1 | Up to $2,257 |
| 2 | Up to $3,036 |
| 3 | Up to $3,815 |
| 4 | Up to $4,594 |
| 5 | Up to $5,373 |
| Each Additional Person | Add $780 |
| Income levels are updated annually. Pregnant women count as two people for the purpose of determining family size. |
|
What is Income?
Income Includes:
- Salary, wages, commissions, and royalties
- Alimony received
- Self-employment and rental income
- Interest and dividends from investments and accounts
- Government, civilian, and military retirement or pension
- Social Security income
- Unemployment and workers' compensation benefits
Income Does Not Include:
- Public assistance
- Supplemental Security Income (SSI)
- Child support or foster care payments made to you
- Profits from the sale of your residence
- Account withdrawals or capital gains
Your total gross (before taxes are taken out) household income must not go above the program's household income limitations. Income guidelines are based on your current income, which is your income over the past 4-6 weeks. You will be asked to submit proof of income with your application.
Sole proprietors may deduct documented business expenses from income. Please see page 8 for more information for sole proprietors.
When listing household income, you are only required to list your income and that of your spouse, if your spouse lives in the household.
College students do not have to list their parents' or roommates' income. See page 9 for more information for students, recent graduates, and young adults.
For purposes of calculating your household size, count yourself, your spouse if your spouse lives with you, and dependent children, whether they live with you or not. Count all of these people, even if you are not going to include them on your Healthy NY policy. Do not count parents, roommates, or those not dependent on you for support.
Resources:
- » Claim Denials on the Grounds that a Treatment is Not a Covered Health Insurance Expense
- » Claim Denials on the Grounds that a Treatment is Not Medically Necessary
- » Problems Related to Health Insurance Coverage for Durable Medical Equipment
- » Claim Denials on the Grounds that the Treatment is Experimental
- » Summary of Traditional Individual and Group Plans, Doctors' Bills
Articles:
- » Introduction to Traditional Individual and Group Plans, Hospital Bills
- » Checking the Hospital Bill in Regards to a Health Insurance Claim
- » Problems Related to Health Insurance Coverage for Durable Medical Equipment
- » A Hypothetical Hospital Bill For Use in Health Insurance Claims
New York Health Guide Pages:
- » Introduction to Healthy NY Low-Cost Health Insurance
- » Healthy NY Health Insurance Coverage and Benefits
- » Services Not Covered and Co-Payments of the Healthy NY Health Insurance Plan
- » NY Health's High Deductible Health Plans and Health Savings Accounts
- » Health Savings Accounts for High Deductible Health Insurance Coverage
- » Healthy NY Health Insurance Program Eligibility
- » Health NY Health Insurance Program Income Guidelines
- » More Healthy NY Financial Eligibility Requirements and Changing HMO's
- » Healthy NY Health Insurance Information for Sole Proprietors
- » New York State Public Health Programs for Health Insurance Coverage
- » Selecting a New York Health Insurance Plan with Healthy NY
Links: