Introduction to Healthy NY Low-Cost Health Insurance
Healthy NY offers comprehensive health insurance to sole proprietors, working individuals, and small businesses. The streamlined benefit package, combined with state funding, means more affordable health insurance for you and your family.
Benefits
Healthy NY's standardized benefit package includes preventive and primary care, emergency room services, and much more. You can also choose an optional prescription drug benefit or high deductible health plan. More information about the benefit packages starts on page 2.
Cost
Healthy NY is reduced-cost health insurance. You can purchase Healthy NY from any of New York's licensed health maintenance organizations (HMOs), as well as some other New York State licensed health plans. HMOs charge a monthly premium, and rates vary by county and by HMO. For current premium rates for HMOs in your county, call 1-866-HEALTHY NY (1-866-432-5849) or visit www.HealthyNY.com. You can enroll in Healthy NY year-round.
Eligibility
To purchase Healthy NY, you must meet eligibility requirements. You can learn more about eligibility for individuals and sole proprietors on page 6. The eligibility requirements for small employers are very different from the eligibility requirements for individuals and sole proprietors. Small employers that have between 1 and 50 employees should review the guidebook for small employers or visit www.HealthyNY.com.
Resources:
- » Claim Denials on the Grounds that a Treatment is Not a Covered Health Insurance Expense
- » Claim Denials on the Grounds that a Treatment is Not Medically Necessary
- » Problems Related to Health Insurance Coverage for Durable Medical Equipment
- » Claim Denials on the Grounds that the Treatment is Experimental
- » Summary of Traditional Individual and Group Plans, Doctors' Bills
Articles:
- » Introduction to Traditional Individual and Group Plans, Hospital Bills
- » Checking the Hospital Bill in Regards to a Health Insurance Claim
- » Problems Related to Health Insurance Coverage for Durable Medical Equipment
- » A Hypothetical Hospital Bill For Use in Health Insurance Claims
New York Health Guide Pages:
- » Introduction to Healthy NY Low-Cost Health Insurance
- » Healthy NY Health Insurance Coverage and Benefits
- » Services Not Covered and Co-Payments of the Healthy NY Health Insurance Plan
- » NY Health's High Deductible Health Plans and Health Savings Accounts
- » Health Savings Accounts for High Deductible Health Insurance Coverage
- » Healthy NY Health Insurance Program Eligibility
- » Health NY Health Insurance Program Income Guidelines
- » More Healthy NY Financial Eligibility Requirements and Changing HMO's
- » Healthy NY Health Insurance Information for Sole Proprietors
- » New York State Public Health Programs for Health Insurance Coverage
- » Selecting a New York Health Insurance Plan with Healthy NY
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