Facts Regarding Those Lacking Michigan Health Insurance

Quick Facts on the Uninsured in Michigan Non-elderly, 2004-2006 CPS Average

By Age

• Adults are much more likely to be uninsured, with a rate of 14.8 percent, than children whose rate of uninsurance is 5.2 percent. Almost one in three (31.3 percent) of young adults aged 21 to 24 is uninsured, this declines to one in four (24.2 percent) for young adults aged 25 to 29. Uninsured rates decline for each decade after the 20s.
• Adults represent 87.5 percent of the uninsured while children represent 12.5 percent.

By Race and Ethnicity

• Blacks, with an uninsurance rate of 18.3 percent, are the most likely Michiganians to be uninsured, followed closely by Hispanics whose rate is 17.5 percent; Whites have an uninsurance rate of 10.4 percent.
• Two-thirds of the uninsured are White, 22.0 percent are Black, and Hispanics represent 5.7 percent of the uninsured; other races constitute the remaining 5.8 percent of the uninsured.

By Gender

• Adult males, with an uninsured rate of 16.4 percent, are more likely to be uninsured than adult females whose rate is 13.2 percent.
• Adult males represent 54.5 percent of the uninsured while adult females represent 45.5 percent.

By Family Income

• Almost one out of four of families (23.1 percent) with incomes below 200 percent of poverty are uninsured, while only 7.5 percent of families with incomes at or above 200 percent of the Federal Poverty Level are uninsured.
• More than half (55.4 percent) of the uninsured live in families with incomes below 200 percent of poverty, while families with incomes above 199 percent of poverty represent the remaining 44.5 percent of the uninsured.

By Family Income for Children

• The lower the family income, the more likely it is that children will be uninsured. One out of ten children is uninsured in families with incomes below 100 percent of poverty while only one in 20 children is uninsured in families with incomes between 150 and 399 percent of poverty. The lowest rate of uninsurance (2.7 percent) is found in families with incomes above 400 percent of poverty.
• Almost two-thirds of uninsured children (62.4 percent) live in families with incomes below 200 percent of poverty.