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Family Types Lacking in Michigan Health Insurance

Profile of the Uninsured by Family Type

Who are the uninsured?

Families with children are more likely to be insured than those without children, with married couples with children having the lowest rate of uninsurance, 6.1 percent. Fifty-seven percent of Michigan residents live in families with children, but they comprise only 39.5 percent of the uninsured. Single people without children are the most likely to be uninsured with almost one in four (23.7 percent) being uninsured.

How does Michigan compare with the rest of the U.S.?

The rate of uninsurance in Michigan for both married couples whose rate is 7.9 percent, and singles whose rate is 20.3 percent, is lower than rates for married couples and singles nationally whose rates are 13.4 percent and 25 percent respectively.

Who's at risk for being uninsured?

Single adults without children have the highest risk for being uninsured with a rate of 23.7 percent. This may be, in part, because single adults without children are more likely to be young and just entering the workforce in professions less likely to offer employer-based coverage. Additionally, Medicaid is targeted to families with children, so singles are less likely to have such coverage.

Single persons with children are also more than twice as likely to be uninsured than their married counterparts. One reason for this discrepancy may be that married people are frequently covered through their spouse's insurance.