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Denial of Kentucky Health Insurance Coverage

Denial of Health Insurance Coverage

Help may be available if you are turned down for individual coverage or find the policy is approved, but the premiums for the coverage are too high. Kentucky Access is a statewide health plan that offers medical coverage to eligible Kentucky residents who ind it difficult to obtain coverage in the individual insurance market or have higher premiums on substantially similar coverage through the regular market. It offers a variety of health benefit plans, including traditional fee-for-service and preferred provider organization (PPO) plans. For more information about Kentucky Access and eligibility requirements visit http://www.kentuckyaccess.com/index.cfm or call toll-free 866-405-6145.

Contact the Kentucky Cabinet for Health and Family Services at 800-372-2973 to learn about your eligibility for Medicaid (for low-income and disabled persons), the Kentucky Children's Health Insurance Program (KCHIP), prescription drug assistance programs or other assistance.

For information about Medicare, including the prescription drug program which provides many options, contact the U.S. Department of Health and Human Services at 877-696-6775. In addition, the federal government provides tax credits for certain workers who have lost their jobs because of federal trade agreements or whose retirement/pension program has failed.

If you have additional questions about individual health benefit plans or other issues, you may contact the Kentucky Department of Insurance's Consumer Protection and Education Division through the Web site (doi.ppr.ky.gov) or by phone. The office's toll-free number is 800-595-6053, and the TDD number for the deaf/hard of hearing is 800-648-6056.

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Kentucky Consumers Guide to Health Insurance:

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