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Data Regarding Those Without Kansas Health Insurance Relating to Employer

In the next two sections we examine the relationship between the employment status of Kansans and health insurance. Most adult Kansans are full-time workers (71 percent).

10 Among these workers, 15 percent were uninsured in 2006-2007. Full-time workers are less likely to be uninsured than part-time workers. However, the percentage of full-time workers who are uninsured has increased by 3 percentage points since 2004-2005, after years of relative stability. This means that approximately 39,000 full-time workers have been added to the ranks of the uninsured.

Not all full-time workers have health insurance available to them through an employer. Some may work for employers that do not sponsor health insurance for their employees, some may not be eligible and others may not be able to afford the insurance that is offered. Other full-time workers may be self-employed sole proprietors who are unable to purchase group health insurance.

Part-time workers are more likely to be uninsured than full-time workers. Most part-time employees in the private sector are not eligible for health benefits even if their employer sponsors an insurance plan. While some part-time workers may be covered under the policy of a family member, 25 percent of all part-time workers were uninsured in 2006-2007 (Figure 19). This is up from 21 percent in 2005-2006.

Full-time workers comprise almost two-thirds of uninsured adult Kansans -- 63 percent. The percentage of uninsured Kansas adults who work full-time has increased since reaching its lowest point of the decade in 2003-2004 when only 56 percent worked full-time.

Most uninsured adults who worked full-time during the previous calendar year also worked year-round (74 percent of uninsured full-time workers). The remainder worked full-time for part of the year.

Part-time workers and those who did not work during the previous calendar year each constitute about one-fifth of the uninsured adult population. Uninsured Kansans who were not employed gave "taking care of home or family" as the primary reason for not working. Being sick, disabled or in school were other common reasons.