• Aetna
• Assurant
• Blue Cross and Blue Shield

Click for more options

• Celtic
• Humana Health Insurance Company of Florida

• Supplemental Medigap Insurance
• Medicare Advantage Insurance
• American Pioneer Life Insurance Company

Click for more options

• Blue Cross and Blue Shield
• PUP
• Pennsylvania Life Insurance
• SecureHorizons by UnitedHealthcare
• Unicare Life & Health Ins. Company
• WellCare

Selecting a Florida Health Insurance Agent, Medical Information Bureau

How to Select an Insurance Agent

When selecting an agent, choose one who is licensed to sell insurance in Florida. Some agents have professional insurance designations such as the following:

• CEBS - Certified Employee Benefits Specialist
• CFP - Certified Financial Planner
• ChFC - Chartered Financial Consultant
• CIC - Certified Insurance Counselor
• CLU - Chartered Life Underwriter
• CPCU - Chartered Property and Casualty Underwriter
• LUTCF - Life Underwriting Training Council Fellow
• RHU - Registered Health Underwriter

Make sure you select an agent with whom you feel comfortable and who will be available to answer your questions. Remember: An agent may represent more than one company. To verify whether an agent is licensed, call the Consumer Helpline toll-free at 1-877-MY-FL-CFO (1-877-693-5236). You can also go to www.MyFloridaCFO.com and click on the "Verify Before You Buy" button at the bottom of the page to search for licensing information.

Medical Privacy and the Medical Information Bureau

The Medical Information Bureau (MIB) is a data bank of medical and nonmedical information on nearly 15 million Americans, collected from the MIB's 800 insurance company members.

The companies send the MIB information you have written on applications, enrollment forms, and requests for upgrading coverage for health, life or disability insurance. The MIB also records information from medical exams, blood and lab tests, and hospital reports, when such information is legally obtainable.

If you have been denied life or disability insurance and wonder why, your file at the MIB may be the answer. You have the right to make sure the information in your MIB file is correct. Call the MIB at (866) 692-6901 and ask for a copy of your records, or access its Web site at www.mib.com.